Two uploads. Twelve minutes. Then we take it from there until the insurer gives you a real answer.
Claimable, Fight Health Insurance, and the rest stop at generating a letter. The letter is about 20% of winning an appeal. The other 80% is calling the insurer, holding on the phone, escalating to a supervisor, citing the deadlines back at them, and filing complaints when they stall. ClaimKicker does all of it.
We OCR both documents. Our parser extracts the claim number, denial reason, cited policy, and appeal deadline. You answer three questions — plan type, state, and pricing tier.
Insurers publish their medical policies. We've ingested them. Our matcher maps each criterion to the sentence in your doctor's note that proves it was met — verbatim. If the record doesn't support the appeal, we say so and decline, no charge.
Two-page letter, ERISA §503 or ACA §2719 at the top, policy cited by number, criteria-to-evidence table, closing signature block. Every quote is verbatim from your record. A second LLM audits the draft against the sources before you see it. You preview, tweak, and approve.
Fax via Phaxio, or certified mail via Lob when the paper trail matters more. We record submission receipts. At day 14 we scrape the insurer's portal. At day 25 our voice agent calls member services, navigates the IVR, and asks for status.
If the statutory deadline passes with no decision, we auto-draft an external review request under ACA §2719. If the external review drags past 60 days, we draft a state DOI complaint citing the specific timeline violations. You click once per escalation.
See what the generated letter looks like.
Try the golden-path example using a synthetic case. No data required.
View a sample appeal letter